The Most Common Scam ... that I have found.
Sadly, there are thousands upon thousands of people in this world that want your money, and they will do just about anything to get it. Most commonly, they are going to prey on the fact that you need money yourself and pretend they are giving you a job! I get e-mails every day offering opportunities to work from home with minimal effort. I can recognize them easily but unfortunately people fall for them quite often. I actually responded to one of these people offering a fake "job" to see what they would say. Click here to read our conversation.
First, I want to point out that legitimate employers generally do not e-mail random people that they do not know offering them an online job. That is a huge red flag. Here are the subject lines from a few e-mails I have received lately:
1. RECOMFIRM YOUR JOB OFFER DETAILS
2. JOB OFFER!
3. FAMILY INVESTMENT ASSISTANCE NEEDED.
4. URGENT ASSISTANCE
5. Dear Sir/Madam urgent assistance
Please note that the word reconfirm in the first one was misspelled, indicating that English may not be the senders first language. Let�s take a look at the body of the e-mails I have. I am going to cut and paste a few excerpts.
1. WE ARE A COMPANY BASED IN UNITED KINGDOM.
2. I am Mrs.Gladis Jaja the wife of (late) Mr. Christopher Jaja of Zimbabwe.
3. My name is Mr John Biya , one of the Standard Bank manager here in South Africa pretoria Branch.
4. I am MAJOR.JAMES ADAMS, I am a British soldier attached to UN peace Keeping force in Iraq.
One of the e-mails did not directly say where they were from, but the e-mail address was from the UK. So, do you notice anything that these all have in common? That is right! All of these people are presumably from a country other than North America/Canada. In my eyes, this is red flag number two. I have seen legitimate employers in other countries, but they do not contact random people offering them a job! Here are some more quotes from these so called job offers.
1. WE HAVE BEEN RECIEVING ORDERS FROM NORTHERN AMERICA, AUSTRALIA, AND EUROPE WHICH WE HAVE NOT BEEN ABLE TO PROCESS COMPELETELY SINCE WE DO NOT HAVE A PAYMENT RECIEVING PERSONEL IN THESE AREAS.WE HAVE DECIDED TO RECRUIT PAYMENT OFFICERS ONLINE, HENCE WE WILL BE NEEDING A REPRESENTATIVE TO PROCESS OUR PAYMENTS IN THESE AREAS - DUE TO DELAYS IN PROCESSING PAYMENTS FROM THESE AREAS IN UNITED KINGDOM.
2. We need FINANCE CO-ORDINATORS in the United States and Canada due to increase in our Clients as we encountered several difficulties in selling our products to the United State and Canada due to their mode of payment,they often pay with various forms of Checks. As our representative,you shall serve as a link between us and our clients and you will also be responsible for the collection of payments on our behalf.You shall have a 10% commision for every transaction you carry out or payment that you collect on our behalf.
3. In this third example, we have a woman here explaining that her husband has been murdered, but before he was killed, he deposited a great deal of money into the bank in the form of gem stones. She goes on to say - "So if you consider this proposal, we have agreed to give you 20% of the Total sum for helping us to move this money out of South Africa and 5% will be mapped out for expenses both of us may incur during this transaction and 75% will be for me and my family to invest in your country. All I want is for you to furnish me your details and your personal phone and fax numbers and your email address for easy communication and more information."
4. In this fourth letter, this man is claiming that he is holding the estate (large sum of money) of a deceased man and he is trying to get the money to the mans family. He goes on to say "Consequently, my proposal is that I will like you to stand in as the next of kin to the depositor Late Mr Simon Johnson. As an officer of the bank, I cannot be directly connected to this money thus I am compelled to request for your assistance to receive this money into your bank account. I agreed that 35% of this money would be for you as foreign partner, while the balance will be for my colleagues and me."
5. The total amount is US$25 Million dollars in cash. We want to move this money to you, so That you may keep our share for us unstill when we shall come over to meet you. We will take 60%, my partner and I. You take 40%. No strings attached, just help us move it out of Iraq, Iraq is a war zone.
Again, please note the poor use of the English language. I am sure you have noticed that in each of these instances these people want to give you a large sum of money trusting you to give most of it to someone else. They are even going to let you keep some just for doing them this favor! Let me ask you this - If you had a few million dollars would you just write a check to someone you do not know? Well, no of course not! The way this scam works is as follows: When you reply back accepting the job they will most likely do one of two things, ask for your address so that they may send you a check, or ask for your bank account information so that they can make a deposit straight into your account. Let us say you give them your account numbers. What happens next is your bank account gets cleaned out. Easy as pie. In the other situation, should you give these scammers your mailing address, they will send you a check! You betcha, and it is fake too. Let us say that your bank does cash this check. For examples sake, let us say the check is for $500,000. You cash the check and forward on the amount you have been instructed to some unknown person, say maybe $450,000. Now, you have a nice $50,000 sitting in your bank account. Well, for about 2 days anyway, until the bank figures out that it was a forged check and come after you for the money! Now you are in the hole $500,000 potentially responsible for all of that money. Sometimes it is not a forged check. However if it is real money, it is most likely stolen and you can be arrested for assisting in moving stolen money out of the country. See the link posted at the end of this page. It is best to just let this one pass you by. I was not going to write this article, because I thought that nobody fell for this anymore. However, I was shopping in my local grocery store, and at the service desk I notice a sign that says something like this "We will no longer be sending Western Union transfers to Nigeria." Judging from that, I am assuming (and I could be wrong) that someone here in my little town fell for this common scam.
So, please do not EVER accept any job offer such as this. There are some similar scams that are essentially the same. For example, you put an ad on the internet that you have a boat/car/motorcycle for sale. Someone contacts you from another country (usually) saying that they want your item, and are willing to pay you MUCH extra if you will arrange shipment of the item to them. Sometimes they even want to write you an extra large check and forward some of the money on to someone else (themselves). Of course the check is fake and they end up with your money and your boat/car/motorcycle. I also want to mention another scam that I have seen although not nearly as often as I have seen these others. The person wants to send you a package to have you to forward it on to someone else. Many times it is an item that is coming into the country illegally and if you get caught you could get convicted of a crime! If I have not convinced you yet, please take a look at this news story where a Texas woman did fall for one of these scams and goes to trial in August. Please be careful out there and do your homework before you do anything you might regret!