Budgeting
Most of us have trouble living on a budget. Unfortunately, we just have to make the best of things and learn how to do it in the way that works for us. This page has some tips for helping you to do just that. Check back; I'll be adding more. And remember, I accept tips from you for submission as well!
#1. Write down EVERYTHING you buy, even your A.M. cup of joe. This will help you see where your money is really going.
#2. Keep track of your expenses. Work out a system for setting aside money from each paycheck that you receive for paying bills before you caught up buying the things that aren't a necessity.
#3. Set aside a set amount of money for other catagories, such as groceries, clothing, etc. Do not exceed these amounts.
#4. Set aside money each pay period in an "emergency fund" so that you will have money available when something unexpected arises. Not having an emergency fund can wreck anyone's budget in one hit.
